Student insurance
It is important that all students have full insurance coverage during their stay in Sweden. This insurance should cover students during school hours and in their free time.
Personal injury insurance for all students
All students at the university are covered by accident insurance while on the university premises and on their way to and from the university. However, very specific definitions apply. It is important that students contact their department in the occurrence of accident or injury. The insurance provider for students at Uppsala University is Kammarkollegiet, the Legal, Financial and Administrative Services Agency. Read more about the Personal Injury Insurance policy, the terms and conditions, and find the claim form on their website.
Personal Injury Insurance policy
Filing a claim
If you have to receive treatment, please note that the hospital cannot receive payment directly from Kammarkollegiet. You are required to:
- pay the hospital bill yourself and send in the receipt to Kammarkollegiet with the filled in claim form, or
- request an invoice from the hospital and send it to Kammarkollegiet with the filled in claim form.
The claim form must be signed by you and your institution (your contact person at Uppsala University), and sent by regular mail to Kammarkollegiet.
Medical insurance for fee-paying students
Students who have paid tuition at Uppsala University are insured through the university via an institution called Kammarkollegiet. This does not include students who are citizens or EU/EEA countries and Switzerland, unless they too pay tuition fees. The insurance policy covers accidents, sickness, dental care, emergency home transportation, liability, legal rights, and property. It applies 24 hours a day, 7 days a week in Sweden. Read more about the FAS+ insurance policy, the terms and conditions, and find the claim form on their website.
Filing a claim
If you have to receive treatment, please note that the hospital cannot receive payment directly from Kammarkollegiet. You are required to:
- pay the hospital bill yourself and send in the receipt to Kammarkollegiet with the filled in claim form, or
- request an invoice from the hospital and send it to Kammarkollegiet with the filled in claim form.
The claim form must be signed by you and your institution (your contact person at Uppsala University), and sent by regular mail to Kammarkollegiet.
Insurance certificate
Kammarkollegiet does not provide an insurance card. However, students can obtain an insurance certificate from Kammarkollegiet by submitting a request to the university.
Period of coverage
Insurance is valid from two weeks before students register at Uppsala University to two weeks after the semester has officially ended.
Fee-paying students with a residence permit valid for at least 12 months
International students with a Swedish residence permit valid for at least 12 months are entitled to receive the same healthcare benefits as Swedish citizens. However, to obtain these privileges students must enter into the population register and receive a personal identity number. To do this, students must visit the Swedish Tax Agency, Skatteverket, as soon as they have a permanent address in Sweden.
It can take time to receive a Swedish personal identity number, and you need to ensure that you have full insurance cover while waiting for the Tax Agency to process your application. The coverage you receive through the personal identity number does not apply during travel to Sweden or the time spent in the country before entering the population register. Therefore, to be fully-covered, students must have additional travel insurance.
When visiting a health care clinic or hospital you should quote your personal identity number to ensure that you are have access to the subsidised cost.
Medical insurance for exchange students
International students with a formal exchange agreement are covered by the insurance "Student IN". This insurance provides emergency medical and dental coverage, emergency home transportation, personal property coverage, third party liability and legal protection. It provides coverage in Sweden 24 hours a day, 7 days a week. Please note that there is a deductible for personal property coverage. You find more about the Student IN insurance policy, terms and conditions and the insurance claim form at their website.
Student IN for exchange students
Filing a claim
If you have to receive treatment, please note that the hospital cannot receive payment directly from Kammarkollegiet. You are required to:
- pay the hospital bill yourself and send in the receipt to Kammarkollegiet with the filled in claim form, or
- request an invoice from the hospital and send it to Kammarkollegiet with the filled in claim form.
Exchange students need to submit their claim form to their contact person at Uppsala University. If your contact person is located within a department make contact with them directly. Exchange students with a contact person in the Unit for International Mobility need to submit the claim form along with original receipts, if applicable, to the Service Centre in Uppsala (Segerstedt Building, Dag Hammarskjölds väg 7) or per e-mail to mobility@uu.se. The claim form should then be signed by the Unit for International Mobility and forwarded by regular mail to Kammarkollegiet.
Insurance certificate
Kammarkollegiet does not provide an insurance card. However, students can obtain an insurance certificate from Kammarkollegiet by submitting a request to their exchange coordinator at the university.
Period of coverage
Insurance is valid from two weeks prior to the start av the semester at Uppsala University until two weeks after the semester has officially ended.
Medical insurance for non-fee-paying students
If students are covered by insurance from any of the EU/EEA countries, they have access to public medical services in Sweden. However, they must register before leaving for Sweden with a social insurance office in their home country and obtain a European Health Insurance Card. Students must have this card with them when seeking medical or dental care in Sweden.
If you are unable to access a European Health Insurance Card you must send an email to masterprograms@uu.se so we can discuss your situation with you.
Please note, due to a special agreement between the Nordic countries, Nordic students do not need to have a European Health Insurance Card with them when seeking medical care in Sweden. A form of photo identification and providing their home address will suffice.
Non-fee-paying students with a residence permit valid for at least 12 months
International students with a Swedish residence permit valid for at least 12 months are entitled to receive the same healthcare benefits as Swedish citizens. However, to obtain these privileges students must enter into the population register and receive a personal identity number. To do this, students must visit the Swedish Tax Agency, Skatteverket, as soon as they have a permanent address in Sweden.
It can take time to receive a Swedish personal identity number, and you need to ensure that you have full insurance cover while waiting for the Tax Agency to process your application. The coverage you receive through the personal identity number does not apply during travel to Sweden or the time spent in the country before entering the population register. Therefore, to be fully-covered, students must have additional travel insurance.
When visiting a health care clinic or hospital you should quote your personal identity number to ensure that you are have access to the subsidised cost.
Property insurance
Even if you live in a student room, it is advisable to buy a property insurance policy. The housing company or the Student Nations owning the student housing do not cover theft, loss or damage to your personal belongings. Bicycles have been known to get stolen in Uppsala.
Contact
If you have any questions about insurance please contact your department. Alternatively:
- if you are a Bachelor's or Master's student, please contact undergraduate@uu.se or masterprograms@uu.se.
- If you are an exchange student you should contact your exchange coordinator or mobility@uu.se.