Insurance
It is crucial to have full insurance coverage when moving abroad, or accidents or falling ill could be very expensive. Your insurance should cover you both during school hours and in your free time.
All university students are covered by general accident insurance, but you will need additional insurance while in Sweden. What kind of insurance you need depends on whether or not you are a citizen of the EU/EEA or Switzerland.
Personal injury insurance for all students
Who is covered?
All students at the university are covered by accident insurance while on the university premises and on their way to and from the university. However, very specific definitions apply. It is important that students contact their department in the occurrence of an accident or injury.
The insurance provider for students at Uppsala University is Kammarkollegiet, the Legal, Financial and Administrative Services Agency. Read more about the Personal Injury Insurance policy, the terms and conditions, and find the claim form on their website.
Filing a claim
If you have to receive treatment, please note that the hospital cannot receive payment directly from Kammarkollegiet. You are required to:
- pay the hospital bill yourself and send in the receipt to Kammarkollegiet with the filled in claim form, or
- request an invoice from the hospital and send it to Kammarkollegiet with the filled in claim form.
The claim form must be signed by you and your institution (your contact person at Uppsala University), and sent by regular mail to Kammarkollegiet.
Medical insurance for fee-paying students
Who is covered?
Students who have paid tuition at Uppsala University are insured through the university via an institution called Kammarkollegiet. This does not include students who are citizens of EU/EEA countries and Switzerland, unless they too pay tuition fees.
The insurance policy covers accidents, sickness, dental care, emergency home transportation, liability, legal rights, and property. It applies 24 hours a day, 7 days a week in Sweden. Read more about the FAS+ insurance policy and find the claim form on Kammarkollegiet’s website.
Filing a claim
If you have to receive treatment, please note that the hospital cannot receive payment directly from Kammarkollegiet. You are required to:
- pay the hospital bill yourself and send in the receipt to Kammarkollegiet with the filled in claim form, or
- request an invoice from the hospital and send it to Kammarkollegiet with the filled in claim form.
The claim form must be signed by you and your institution (your contact person at Uppsala University), and sent by regular mail to Kammarkollegiet.
Insurance certificate
Kammarkollegiet does not provide an insurance card. However, students can obtain an insurance certificate from Kammarkollegiet by submitting a request to the university.
Period of coverage
Insurance is valid from two weeks before students register at Uppsala University to two weeks after the semester has officially ended.
Fee-paying students with a residence permit valid for at least 12 months
International students with a Swedish residence permit valid for at least 12 months are entitled to receive the same healthcare benefits as Swedish citizens. However, to obtain these privileges students must enter into the population register and receive a personal identity number. To do this, students must visit the Swedish Tax Agency, Skatteverket, as soon as they have a permanent address in Sweden.
It can take time to receive a Swedish personal identity number. However, as long as students can provide documents that show they have registered with the Swedish Tax Agency they will be covered for medical care. This coverage does not apply during travel to Sweden or the time spent in the country before entering the population register. Therefore, to be fully-covered, students must have additional travel insurance.
When visiting a health care clinic or hospital you should quote your personal identity number to ensure that you are have access to the subsidised cost.
Medical insurance for non-fee-paying students
Who is covered?
If students are covered by insurance from any of the EU/EEA countries, they have access to public medical services in Sweden. However, they must register before leaving for Sweden with a social insurance office in their home country and obtain a European Health Insurance Card. Students must have this card with them when seeking medical or dental care in Sweden.
If you are unable to access a European Health Insurance Card you must send an email to masterprograms@uu.se so we can discuss your situation with you.
Please note, due to a special agreement between the Nordic countries, Nordic students do not need to have a European Health Insurance Card with them when seeking medical care in Sweden. A form of photo identification and providing their home address will suffice.
Non-fee-paying students with a residence permit valid for at least 12 months
International students with a Swedish residence permit valid for at least 12 months are entitled to receive the same healthcare benefits as Swedish citizens. However, to obtain these privileges students must enter into the population register and receive a personal identity number. To do this, students must visit the Swedish Tax Agency, Skatteverket, as soon as they have a permanent address in Sweden.
It can take time to receive a Swedish personal identity number. However, as long as students can provide documents that show they have registered with the Swedish Tax Agency they will be covered for medical care. This coverage does not apply during travel to Sweden or the time spent in the country before entering the population register. Therefore, to be fully-covered, students must have additional travel insurance.
When visiting a health care clinic or hospital you should quote your personal identity number to ensure that you are have access to the subsidised cost.
Accompanying family?
If you are planning to bring your partner or child/children to Sweden, you need to arrange private insurance for them.
Property insurance
The housing company fo not cover theft, loss or damage to your personal belongings, so get a property insurance.